Condos need extra checks — project eligibility, HOA docs, and the right loan path. We help you sort it before you write an offer.
We specialize in condo financing, including FHA-approved and warrantable projects.
We understand Miami condo rules, budgets, and approval processes.
We work with lenders experienced in Miami’s condo market for quicker closings.
"I was nervous about buying a condo in Brickell because of the HOA rules. Mortgage AF walked me through everything and got me approved quickly."
"The team made condo financing simple. They knew exactly which projects were FHA-approved and helped me close on my first condo in Aventura."
Yes, but the condo project must be FHA-approved. We specialize in helping buyers find approved projects or get non-warrantable condos financed through other programs.
Lenders typically require the last 12 months of HOA financials, meeting minutes, insurance certificates, and the condo questionnaire. We help coordinate this process.
Some lenders have restrictions on buildings over a certain height or with high investor concentration. We work with lenders experienced in Miami’s condo market.
Most condo loans close within 30–45 days. Pre-approval can often be completed in 24–48 hours when documentation is complete.
Yes. We offer both Rate & Term and Cash-Out refinance options for existing condo owners in South Florida.
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No pressure. Licensed Miami Mortgage Help specialists · NMLS #2260967