Miami Mortgage Help · NMLS #2260967
Free calculators · No account required

Free Tools for South Florida Buyers

Estimate payments, check affordability, compare rent vs buy, and explore refinance savings — then talk with a licensed local specialist when you’re ready.

Start with payment calculator Get Free Guide

Estimates only · Not a commitment to lend · NMLS #2260967

TOOL 1 OF 4

Mortgage Payment Calculator

Estimate principal & interest for a South Florida home purchase.

What this tells you: A quick monthly payment ballpark so you can shop with a number in mind. Taxes, insurance, and HOA may add more.
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YOUR ESTIMATED MONTHLY P&I
$2,845
Loan Amount $440,000
First Month Interest $2,475
Total Interest Paid $485,200

Estimate only. Does not include taxes, insurance, HOA, or PMI.

Comfortable with this payment range?

Get pre-approved or grab the free buyer’s guide while you shop.

Start pre-approval Free Guide Call Next: Affordability →

TOOL 2 OF 4

South Florida Affordability Quiz

See a price range you may be able to target in Miami-Dade, Broward, or Palm Beach.

What this tells you: A starting home-price range based on income, debts, and credit band — before you fall in love with a listing.
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Want a real number for your situation?

A specialist can factor condo rules, debts, and down payment options.

Get pre-approved Ask a Question Free Guide Next: Rent vs Buy →

TOOL 3 OF 4

Rent vs Buy Comparison

Compare a simple 5-year cost snapshot of renting vs buying.

What this tells you: Whether staying in rent or moving toward ownership may cost less over five years — using a simplified model.
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Thinking about making the switch?

Download the free guide or talk through first-time buyer options with us.

Get Free Guide Apply Call Next: Refinance →

TOOL 4 OF 4

Refinance Calculator

See monthly savings and a simple break-even estimate for refinancing.

What this tells you: Rough monthly savings and how long it may take closing costs to “pay for themselves.”

Current Loan

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New Loan

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Savings look interesting?

We’ll review rate-and-term or cash-out options for your home — no pressure.

Start refinance review Learn about refinancing Call Ask a Question →

Ready for real numbers for your situation?

Tools are estimates. A licensed specialist can review your goals next.

Apply / Pre-Approve Ask a Question (305) 400-2771 Free Guide

No pressure. Licensed Miami Mortgage Help specialists · NMLS #2260967